Friday, February 1, 2008 

Air Travel Insurance

If you are going to be traveling air travel insurance is a necessity. Whether you are traveling within your own country or traveling to an International destination air travel insurance will protect you from any one of the emergencies that can happen while you are on vacation

Your air travel insurance can cover a broad range of things like lost or delayed luggage, flight cancellation, or even trip delay which can cause a roller coaster of other cancellations like lost hotel rooms or car rentals, emergency medical needs can be covered and even death. Its pretty simple to get air travel insurance all you need to do is answer a few questions from your agent and there is no age limits like some other insurances.

With some types of air travel insurance you are compensated if your luggage gets lost or shows up late, your flight is canceled or maybe just a delay that causes your hotel room reservation to be canceled.

You can buy insurance that covers you if you have a medical emergency before or during your flight as well as insurance that will cover you to and from the airport should an unexpected accident occur. Its important to understand that air travel insurance does not cover accidents that happen while on vacation they only cover the flight it self so it is advisable that you also purchase travel insurance.

You may also buy air travel insurance that is basically like a short term accidental death life insurance policy, so if the plane were to crash and you were killed or maimed your family would have some compensation through the insurance policy. Generally you can get coverage with these policies up to $100,000. This type of insurance would terminate the second the policy holder left the airplane. This kind of insurance is only available for commercial flights and is not available for private planes. It must also be purchased prior to departure. You can purchase this type of policy starting at $12 a person or it is available as a family rate as well.

You may purchase your air travel insurance from a number of places; your travel agent when booking your flight or trip, some airlines will offer it directly to you, your bank should offer some forms of insurance and insurance brokers.

You can even purchase it at automated kiosks at select airports and there are web sites where you can purchase air travel insurance on line. Most credit card companies offer free travel insurance if you use your credit card to pay for the tickets. However, it normally only covers the cardholder only not all family members so be sure to ask them about it.

Remember to read the fine print and the policy thoroughly to ensure you fully understand it and that there are no surprises in the event that you do need to use it.

Having air travel insurance while on vacation will give you peace of mind in knowing that if something unexpected happens while you and your loved ones are away you will be covered.

About The Author

Morten Hansen has been focused on the Travel area for several years and is mainly writing about subjects, that make it easier for people to understand the different opportunities with the Travel Area. For more details about Travel Insurances visit our website www.TravelinsuranceTips4you.com

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Watch Satellite TV On The Web or Satellite Dish System

It is easy to watch satellite TV on the web today. In fact, now everyone is interested in digital quality satellite TV rather than poor quality TV like analog TV. We used to be able to watch only analog TV and TV using satellite dish systems but with more choices now, it is little wonder that more people are switching to satellite and cable TV if they can afford them. Let us see what are the gains and pains to watch satellite TV using satellite dish system and how it measures up against to watch satellite TV on the web.

With the changes in technology, we have the luxury to watch satellite TV on the web in digital quality. Needless to say, it is a far more improved version than analog TV. The pictures are of excellent quality and resolution. Generally, in order for anyone to watch satellite TV, we would need a satellite dish and a receiver. Other equipment such as cables and mount are also needed. There are direct benefits in using satellite dish systems to watch satellite TV compared to the old analog systems.

1. Satellite TV dish allows you to watch up to 200 over channels.

2. Picture and audio quality is good as it can be digital broadcast.

3. Many satellite TV services provide round-the-clock technical support.

4. Satellite TV packages provide you High Definition receivers to watch satellite TV shows in HD format.

These all sounds good but there are three major drawbacks when you watch satellite TV using satellite dish system. Satellite dishes are external fixtures that are challenging to fix. Also, they are subject to weather effects such as storms, heavy downpours etc. This would affect your dish and its reception. Pictures can then get wavy. The third setback is the monthly subscription fee you got to pay.

What about the benefits to watch satellite TV on the web?

To watch satellite TV on the web requires you to set up a PC satellite TV software on your computer. There are clear advantages in doing so.

1. Installation is a breeze. Download the software and it would prompt you to run it. Anyone can do that.

2. PC satellite TV software delivers more than 3000 worldwide channels to your PC.

3. Picture and audio quality is digital and unmatched.

4. Round-the-click technical support is available with friendly customer service.

5. Cheap one-time pricing of software

As you can all see, when we compare the satellite TV systems side by side, we can quickly gather that PC satellite TV software has the leading edge. This explains why more people are turning to using this software to watch satellite TV on the web. People see the value in getting the maximum TV experience from the lowest price they can find. Are you a smart consumer as well? Come to my satellite TV blog and discover more about this PC satellite TV technology that allows you to watch satellite TV on the web in the next hour.

Davion is a self-proclaimed TV fanatic. Read more on how you can instantly watch satellite TV on PC, tuning into hundreds of LIVE sports channels, news channels and movies for zilch dollar. Also read his wildly popular articles on how you can watch satellite TV for free without expensive monthly subscriptions.

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The Medical School Admission Process

Prospective students can get confused by the medical school admissions process and have no where to turn for help. The admissions requirements for PhD programs are very similar to medical school admissions. However, if you have questions about a certain part of the medical school application process, it is always best to consult the most recent edition of the Medical School Admissions Requirements (MSAR) book and then the medical school directly. There are some simple steps to applying for medical school and they are outlined below.

What Do Medical Schools Look For in a Candidate

Medical school faculties have a responsibility to society to matriculate and graduate the best possible physicians, so admission to medical school is offered to those who present the highest qualifications for the study and practice of medicine. Medical schools look for candidates who have integrity, leadership experience, motivation, curiosity, imagination, personality, volunteer experience, and commitment. Medical schools want to see grades for your premedical requirements.

Also, medical schools seek individuals who are well-rounded academically. (Also note that some medical school requirements vary so be sure to check out each schools requirements carefully before you apply.) In regard to which major you choose, while it is true that many students major in the sciences, medical schools tell us that it is fine to major in whatever you like. While most MIT undergrad premedical students major in the sciences, only 44% of the class of 2001 majored solely in Biology. Medical school Admissions Deans have said that they are very pleased to see humanities majors or any other major applying to their schools.

Medical School Admission Interview

After you fill out your application you will have to go to the medical school for an interview. Your medical school admission interview will likely involve questions about contemporary ethical or economic problems encountered by physicians. They will also ask you about your current knowledge about the field of medicine. For example, medical school admission committees will expect applicants to have tested their suitability for a medical career by seeking firsthand medical exposure in hospitals, clinics, or doctors offices.

Admission

First, though, even before you apply, you need to take the MCAT exam, the Medical College Admission Test, and then apply to medical school through AMCAS, the American Medical College Application Service. Medical schools use a common application process that is administered by AMCAS, a division of the American Association of Medical Schools. The AMCAS application provides medical schools with enough information to make an initial screening; it includes a modified undergraduate transcript, science and overall GPAs, MCAT scores, information about extracurricular activities, and a short personal comment. Rising tuition costs, decreasing physician salaries, a troubled medical system, and increased costs of malpractice insurance are all factors that have affected recent applicant pools, and they are leading many prospective students to reconsider medical careers.

Whereas students can theoretically decide on a whim to apply to other types of graduate and professional programs, medical school usually requires at least some degree of specific undergraduate preparation. In theory, it is easier to get into medical school-and into a choice residencynow than ever before, simply because there are fewer applicants for each open slot. However, there are still about twice as many applicants as there are open spaces, and medical schools are still attracting first-rate students. The competition is still stiff, and medical schools have in no way lowered their expectations for the caliber of students they wish to enroll.

The people who excel in medicine are those who are happy spending every waking moment thinking about medicine and those are precisely the kind of people that medical schools are looking for. So if you're interested in becoming a medical doctor, be prepared to make huge sacrifices, first in medical school and then later in your internship and residency. Even when you're not working directly with patients, you will be spending a significant amount of time as a doctor reading and staying current in new medical techniques and research. Best of luck with your medical school applications.

For plenty or free reports and information on how to get into the medical school of your choice, check out Medical School Admissions

Dean Novosat writes about medical school and the application process on www.medschooladvisors.com

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Tips On Adding A Garage To Your Property

Often times, you may find yourself wishing you had purchased a house with a garage. You may need a place to store vehicles, or that lawn mower that is taking up room in the yard or shop. Fortunately, this is a solution.

Now, more and more people are deciding to add garages to their homes. Whether you wish to add an attached or detached garage, it doesn't have to be that difficult. This article contains tips that will help you in making the various decisions that will be necessary, and will assist you in getting started.

A garage addition will help you use your property to its full advantage, and will provide you with many storage options. You will be able to store cars, boats, tools, and much, much more. They may be built as an add-on to the house, called an attached garage, or apart from the house, which will make it a detached garage. Depending on the amount of space you have close to your house, you may decide to build a larger garage as a detached structure, which will allow you to construct a larger building. If this is not an issue, an attached garage will probably work just fine.

A garage addition will also allow you to gain extra much needed space, develop a rental unit such as an apartment for college-aged children or your mother-in-law, r even establish a home office that will give you privacy while still allowing you the luxury of working at home.

By optimizing the location of your garage, you will be able to diminish the importance of the garage, while allowing your house to become the focal point of your property. Also, adding a garage to your property can enhance your property value, which can be very useful should you ever decide to sell.

If you are looking to minimize cost, try to use existing foundation. This, of course, will depend on the location of the foundation, as well as its load bearing capacity. This may also help you decide how large your garage will be because of the space you will have available for building the structure.

If location is important, keep in mind how you want others to see your garage. For example, if you want it to be visible from the street, do you want it to look like a garage? Would placing it somewhere else have a better overall effect? This, of course, will depend on the space you have available and how usable it is.

Make a list of what you want this new addition to contain. If you are just looking for a place to park cars, you won't need as many amenities as you would if you want a shop or to build a small apartment or living quarters. Keep in mind the budget from which you are working, and be sure to stay within it. Plan carefully, after all, the addition is permanent.

Future Commercial Steel Buildings are based on the strongest architectural design ever conceived.

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Hello, My Name Is . . . What Your Name Tag Says About You

When you attend networking functions, what kind of name tag do you wear? One of those sticky things you scrawled your name on, or something a bit more sophisticated? For just a few cents to a few dollars, you can have a classy, customized name tag that will draw attention and comments and help you make the most of every networking opportunity.

Instead of relying on those disposable sticky tags, you can get your own engraved or imprinted name badge at your local office supply store. Some even allow you to add art, such as a full-color logo or even a color photo. At prices ranging from $10 to $20, you can have a distinctive and attractive name badge.

In addition to your name, your tag might include your company name, the URL of your web site, the name of your product, or your slogan or tag line. A catchy URL or slogan can be a conversation starter, inviting the people you meet to ask about your business.

If you have a graphic designer create your logo, letterhead, business cards, brochure and other marketing materials, ask him or her to also design a special name tag.

As an author, I like to draw attention to my book. For less than $3, a local copy shop made a laminated tag with a color image of my books cover. Wearing it guarantees that people will ask about the book. Your tag might include an image of your company logo, or photos of your products or storefront.

Make your name tag large enough that the people who meet you can recognize the images and read the text. One entrepreneur breaks this rule in a creative way. He uses a name tag that is a miniature version of his brochure! The tag gets attention, and gives him an opening to offer a full-size brochure.

Do you have an attractive and distinctive web site? Get a name tag that reproduces the home page.

Wear a name tag or button with a provocative question or statement on it. It will inspire those you meet to ask questions, and give you an opportunity to tell them about what you do.

You can print a tag yourself and put it in one of those plastic name tag holders, or go to a copy shop or graphic company where they can make one for you. In a pinch, you can put one of your business cards in a plastic tag holder.

Consider having more than one tag. Each tag may be designed to appeal to a different audience or emphasize a different benefit. You can even make them to coordinate with your outfits!

Wear your name tag proudly at the next networking event you attend. Wear it to professional meetings and conferences, when you make a speech or teach a class, or when you are just out and about running errands. You never know when the person in line with you at the post office will become your next customer.

Copyright Cathy Stucker. As the Idea Lady, Cathy Stucker helps entrepreneurs and professionals attract customers and make themselves famous. Get free marketing tips at http://www.IdeaLady.com.

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Graduate Education And High Paying Jobs

In order to find a profitable job easily, it is important to have at least a graduate college degree. This is the basic qualification for a large number of jobs and careers both in public and private sectors.

Graduate education can be in any field. College graduates mostly in demand are in fields like chemical engineering, computer engineering, mechanical engineering, electrical engineering, software engineering, computer sciences, management information system, economics, finance, accounting, business administration and management etc.

It is not only easy for college graduates to find employment easily, they are also in a position to get a higher salary.

College graduates in engineering, business, finance and management have always been in demand throughout the world. There is more global mobility and migration amongst them.

National Association of Colleges and Employees (NACE) of the USA has reported that in the past few years there has been more competition amongst employers seeking college graduates in the aforementioned fields. This has led to higher starting salaries for college graduates, showing an increase of 3.5 per cent to 5 per cent.

Higher demand for college graduates in the USA and other developed countries may mean more demand for foreign graduates and more immigration, outsourcing and shift away from lower paying jobs.

It is never too late to keep job and career trends in view and adapt oneself accordingly.

From job analysis one can see that skilled jobs are always in demand. With skills, it is not only easy to get employment but one can also start ones own independent practice.

Internet has made it very easy to spot job trends. There are hundreds of websites which help prospective job seekers to jobs in their particular areas. It is easy to get overwhelmed in job search with so many internet sources.

While selecting a particular source in job search, one should pay particular attention to their record, their services, testimonials etc. One can always perform a Google search and find ones preferred jobs anywhere.

Another alternative is that after gaining experience in a particular job with some company, one can always try for self-employment. With right education and skills, there are limitless possibilities.

If one is looking for independent work, here is an excellent source for reference.

The author has background in business, economics and finance. He is presently researching in finding ways to make money and working on the following website and blogs:

http://www.businesses-jobs-careers.com

http://www.IWant2MakeMoneyOnline.blogspot.com

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