Friday, February 29, 2008 

Bachelor Degree - BA Vs. BS

There are a lot of people who wonder why some bachelor degrees, when you get them, designate you as a bachelor of arts and other bachelor degrees designate you as a bachelor of science. Well, the answer is very simple.

A Bachelor of Arts degree goes to somebody who gets a bachelor degree in any non-technical, or science related field. A Bachelor of Science degree goes to somebody who does get a degree in a science related field. The designations are set up by the colleges themselves.

So, what's the difference? Does it really matter?

The answer to that question may shock you. It matters very much.

The reasons will not be immediately apparent to the student, but when he or she goes into the real world to get a job, they are going to be in for a rude awakening if they're looking for a specific type of job and don't have a bachelor of science degree.

If you're scratching your head wondering why this even matters, the answer is as follows. Most Bachelor of Science programs are a little more intense than a Bachelor of Arts program. In other words, in addition to the degree having to be in a science related field, the degree itself will contain more required courses than a Bachelor of Arts degree. Of course this varies from college to college, but within each school the bachelor of science program is always more intense than the bachelor of arts program. There may be one more required course per semester, or more science courses required. The bottom line translation is, the program is harder to get through; in some cases, a lot harder.

So why does this matter? Well, there are certain jobs, such as in the fields of engineering, chemistry and physics, just to name a few, where if you look in the classified ads in your local paper, it will clearly say, "bachelor of science degree required". So if you graduated college with a bachelor of arts degree, you won't be able to apply for that job. Oh, you can still send in your resum, but don't expect to be called in for an interview.

Now, here is where this becomes very important. There are some colleges that will allow you to get a Bachelor of Arts degree in math, which is technically one of the sciences. The program doesn't have as many requirements. So when you graduate, while you technically have a degree in one of the sciences, because of the fact that you don't have a bachelor of science degree, you will not be eligible for that particular job that says "bachelor of science degree required".

It may seem like a nit picky thing, but these companies want to know that you can get through the tougher curriculum. They want to know that you have a good chance of being able to handle the job that you're applying for. Is there a really big difference between a bachelor of arts and bachelor of science degree? In an undergraduate program, probably not too much. But in the minds of the companies, where there is so much competition for jobs, it is a big deal.

Michael Russell Your Independent Bachelor Degree guide.



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Blood Pressure: Treatment for Elderly People

Does age in treating high blood pressure in elderly people make having in this treatment more difficult and is this age group more likely to have side effects from antihypertensive agents than their younger counterparts?

In general, people in their 70s and older tolerate all drugs less well than younger people because their kidneys and livers eliminate drugs less efficiently and their bodies are generally less able to tolerate big changes, including changes in blood pressure. Other concerns are that some elderly people may be more likely to make mistakes in remembering to take their tablets as prescribed and also many have to take other drugs for other health problems, which may cause complicated interactions between different drugs.

On the other hand, elderly people generally respond to blood pressure lowering medications just as well as younger people, perhaps rather more so. They often show a good fall in blood pressure with smaller doses of blood pressure lowering drugs than are required by middle-aged people.

Most commonly used blood pressure lowering drugs seem to be relatively trouble-free and effective for the elderly, particularly thiazide diuretics at low doses, which are almost always the best first choice in this age group, as well as for younger people. Their theoretical drawback is that they tend to make the underlying body chemistry of diabetes worse, but even for elderly people who already have diabetes, the benefits greatly outweigh harmful effects. Angiotensin-converting enzyme inhibitors (ACE inhibitors) also seem to be effective and (so far - in drug terms they are still fairly new) trouble free, except for provoking a dry cough in about a quarter of people who do not have either asthma or heart failure.

The drugs which are best avoided are the alpha adrenergic receptor blockers (alpha blockers), which can cause fainting in the elderly and the drugs acting mainly on the brainstem - methyldopa and clonidine. Elderly people starting on blood pressure lowering medications for the first time are unlikely to be prescribed theses drugs acting mainly on the brainstem, but those who have been on medication for some years may still be taking them, because they were the best drugs available for them when they started their treatment.

Methyldopa commonly causes liver damage in elderly people, often bad enough to cause severe jaundice. As well as making them ill, it can be very difficult to sort out the diagnosis, because blood test results in this condition closely resemble those for other common causes of jaundice such as gallstones, virus infections of the liver and side effects of other drugs. It should be avoided in elderly people and unlike other blood pressure lowering drugs, even people who have taken it for many years without trouble should probably switch to less risky alternative by their late 60s.

Clonidine often causes depression. As elderly people develop severe depression more commonly than younger people do and more frequently go undetected, this drug should be avoided when medication is started for the first time in this age group. People who have taken clonidine for years, staring in middle age, can reasonably continue as they get older, providing they don't have any trouble.

Michael Russell Your Independent guide to Blood Pressure



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Keeping Your Eyes on Your Goal

Of all the techniques I've pulled out of my bag of therapist tools and tricks, this is one of the best for clients who have trouble staying focused on their goal. Why? Because it allows a person to recognize the vast difference between wishful thinking, wanting something, and being willing to really and truly work toward a specific goal. I heartily recommend you read this twice, the first time to learn what this technique is, the second time to actually do it. You will be sure to learn something about yourself if you do.

Select a goal or dream you want to achieve

This should be one you would like very much to achieve, but which, until now, you have not taken the time, or found the time, to accomplish. It can be anything from painting to learning a new language. If you're not immediately sure what that goal would be, take a moment right now and allow your heart's desire to bubble up from deep inside, trusting that your intuition will give you a goal you need to look at more closely today.

Explore WHY that desire is important to you
Let us say that you have long wanted to own your own business. As you ask yourself "why," the first answer that quickly comes to mind might be because you want to earn more money. Yet going into business for yourself is risky and many small businesses fail. Money as a goal may not be potent enough to sustain the tremendous amount of work needed to build a business until it becomes successful. Asking yourself again why you have this goal, you may feel it is because all the rules and regulations imposed upon you by your employer seem unnecessary and even oppressive. Yet government rules and regulations for starting and running your own business might bring you even bigger headaches. Therefore, as you continue to ask yourself why the idea of being your own boss appeals to you, you may discover that money and regulations have nothing to do with it. Rather, you may find that what is basic to your heart's desire is the freedom you will have. So "freedom" is really your goal.

For another example, let us say you have often thought of writing a book, but because you know that getting a book published takes a tremendous amount of effort and determination, you can't seem to get started. However, as you go through the process of examining why you want to write a book, you may discover that what you thought was the goal, a published book, is not at this time nearly as important as that of taking time to do something creative.

Getting down to your basic motivation allows you to generate the energy needed to follow through with the nitty-gritty, disciplined work that is often an essential part of achieving a goal.

Create an image of your goal that expresses your motivation for reaching it
Since you will use this image to help mobilize the energy needed to accomplish the goal, it needs to be a strong and accurate image or symbol.

Here are a few examples of what your image might look like. If you desire freedom by owning your own business, your most potent image would be to picture yourself doing something you could only do if you had the freedom to set your own schedule. If your heart's desire is to go to Europe, the image of money needed to get there probably isn't as powerful as imagining yourself watching the changing of the guard at Buckingham Palace. If your goal involves improving a relationship, such as wanting to stop pointless arguments with your brother, it is important that you remain focused on yourself. In this case you might want to create an image of yourself feeling calm and serene while your brother is standing near you, doing whatever it is he says or does that, up until now, has caused you to get upset and argue.

To explore what this could be like for you, I suggest you take a moment now to create in your mind's eye an image of how you want your life to be different, making the image as clear as you can.

Imagine now that you are standing at one end of a long room and the image is on the wall at the other end
On the wall at the far end place your image, perhaps pretending that your goal is a photo you have framed and put on the wall. For example, going back to our illustration of getting into business for yourself so you can decide when you will do what you want to do, you might imagine a picture of a person playing golf with the word "Weekday" superimposed on the picture. It can actually be a real picture. For the goal of going to Europe, you could have a picture of Buckingham Palace.

Even if you do not experience this image as a picture you can see in your mind's eye, allow yourself a clear sense of what you would like to achieve or how you would like to be different. Look at the wall and imagine as fully as possible that it is there.

Walk toward the image (in your imagination or in reality)
As you slowly walk across the room, stop every few steps and say to yourself either silently or aloud, "I hope I can . . ." and then in your own words describe your heart's desire. Notice how your body feels when you say, "I hope I can . . . "

Come back to where you started and walk toward the image a second time
Now as you slowly walk toward the picture of what your life will be like in the future, say, "I should be able to . . ." and then state that which you long to achieve. Stop every few steps to repeat the phrase. Again, notice how your body feels when you say, "I should be able to..."

Come back to where you started and walk toward the image a third time

Again, slowly walk toward your goal, this time saying, "I want to . . ." and then state what it is you want. Again, imagine you stop every few steps and repeat the statement, "I want to . . ." Remember to notice how your body feels when you say, "I want to. . . "

Come back to where you started and walk toward the image a fourth time
Finally, walk toward the image and this time say, "I will . . ." and then state what you desire to achieve. As you stop every step or two and repeat the statement, "I will . . ., " notice how your body feels.

As you went through this last walk across the room saying "I will," did you notice a fairly significant change in the way your body felt from how it felt when you first began to walk toward your goal and said, "I hope?" If you did, you realize that hoping is passive. It has no more power to affect change then blowing out a birthday candle and wishing for something.

Also, thinking you should do something is mostly good for creating guilt when you don't do what you tell yourself you should be doing. That's because "shoulds" come from somewhere outside of you. In the long run, you can only be successful if your motivation comes from inside. And while wanting at least places your desire closer to your heart, wanting must also be connected to your "will" in order for you to take action that can make your goal a reality.

Begin to achieve your dream by taking a SMALL step

This is a very important part of achieving goals, because one of the reasons goals often elude us is that getting there can seem so long and complicated. We can get worn out just thinking about all the things we'll need to do, which often means we keep putting off the very things we must do if we are to eventually enjoy our heart's desire. But as the old Chinese proverb says, "A journey of a thousand miles begins with the first step."

Therefore, consider what initial small step you can take that will move you closer to your goal. This is what some people call a "Kaizen" step, part of a gradual series of actions that steadily progress toward your goal. It is important to realize that great deeds and great inventions don't arise suddenly out of the air. They are the consequence of often quite minor steps that, added together, achieve a mighty goal without feeling overwhelmed.

You don't need to know the details of what you will do day after day, week after week. You only need a clear idea of the direction in which you are heading and the first move you can make toward your goal. That step may be as simple as sending off to the government for regulations on what you have to do to incorporate a business. Or it may be to make your lunch tomorrow instead of eating out, and then putting whatever you saved into a jar on your dresser labeled "Europe." It may be to decide that the next time you see your brother, you will ask him about something you know he's interested in.

Reinforce your goal with reminders
Just as some New Year's resolutions fade with the last notes of Old Lang Syne, the pressure of old habits can erode your intention to reach your goal. Fortunately, there are ways you can reinforce the image you hold in your mind.

One form of reinforcement is to draw, buy or clip from magazines several pictures that remind you of your goal. Put these in places where you can't miss them -- in the bathroom, on the refrigerator, on the dashboard of your car, in your wallet. Each time you see them, smile and remember how it felt when you said you will achieve your hearts desire. With each picture you can also include a paper on which is written the question, "What small step can I take today to achieve my goal of . . ." and then write your goal. Each time you notice the question, your subconscious mind will try to answer it, even if your rational, conscious mind isn't sure what to do next.

You can also buy some post-it sticky note pads in your favorite color. Use these to write the steps you will take to move toward your goal and put them with your schedule book or daily to-do list. Having your steps written on special colored paper emphasizes their importance.

Consequently, if being your own boss is what you want to do, the first small reinforcement may be to make an honest assessment of your current abilities, background and expertise in whatever area you're considering. So the first note might simply have the question, "What do I know?" After you've explored what you already know, you may need further information. So the new note could say "library." Then, with some understanding of what is involved, you will need to find out start-up costs and a note with a dollar sign will be your next step on the road to owning a business.

Each time you see them, smile and remember how it felt when you said you will achieve your heart's desire.

GOOD LUCK AND KEEP YOUR EYES ON YOUR GOAL!

Arlene F. Harder, MA, MFT is Founder and Editor-in Chief of the websites Support4Change.com and ChildhoodAffirmations.com She has been a licensed psychotherapist for more than 20 years. Her specialties include healing imagery and reflective meditation techniques, and she is certified by the Academy for Guided Imagery. She is a co-founder of The Wellness Community-Foothills in Pasadena, California, and the author of the book Letting Go of Our Adult Children: When What We Do is Never Enough, and the upcoming book Questions to Ask Yourself When You Want Your Life to Change. Arlene can be contacted at arleneharder@support4change.com and can be found at her blog, support4change.squarespace.com



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Broadband - What is 4G WiMAX?

WiMAX (Worldwide Interoperability for Microwave Access) is a new telecommunication/broadband technology aimed at providing wireless data over long distances in a variety of ways, from point-to-point links to full mobile cellular type access. WiMAX allows a user, for example, to browse the Internet on a laptop computer without physically connecting the laptop to a wall jack in the same way as Wi-Fi.

WiMAX & Wi-Fi may seem similar (as well as sound similar), they are actually aimed at different applications.

WiMAX offers a long range broadband which can cover many kilometres. This can deliver a connection from broadband providers to an end user.

Wi-Fi offers a shorter range broadband of a couple of hundred metres. This allows an end user to access their own network.

Why? There are a few aspects of WiMAX that make it so important to the future of broadband technology in this country. Most importantly, the cost, WiMAX not only offers a far greater range at a far better bandwidth; it will also be available at around half the cost of existing wireless broadband services. Therefore, allowing affordability, this will expand the amount of broadband customers in the UK significantly. WiMAX will also allow broadband providers to keep up with demand for broadband on the go. WiMAX will also provide better security, reliability and high quality that will be able to support the ever increasing numbers of bandwidth heavy applications. Speeds of up to 10Mb/s at a wireless range of between 2 10 miles would be achieved, which is a significant difference to the Wi-Fi broadband available at the moment (for example at Wi-Fi spots).

4G (Fourth-Generation Communication System) is the follow up of 3G. Like 3G, it will include wide-area wireless voice telephony and broadband wireless data. Although, 3G was limited to the use of a mobile phone, 4G system will provide end-to-end IP solution where voice, data and streamed multimedia can be served to users on an Anytime, Anywhere basis at higher data rates. It will allow systems the capability of providing 100Mb/s and 1Gb/s, respectively, in outdoor and indoor environments. This also offers high security at affordable costs.

4G WiMAX will be available by early 2008 creating a true wireless broadband experience.

If you are interested in taking advantage of current broadband internet technology then you should compare many broadband providers available in your area.

Adair Cameron is an experienced writer based in the UK



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Trying to Find a Doctor Skilled in Treating Chronic Fatigue Syndrome Can be Another Pain

Naturally, the first and most important criteria is to find a doctor who is familiar with Chronic Fatigue Syndrome. One of the problems of CFS is that its symptoms can be so similar to other illnesses such as autoimmune illnesses, cancer, hepatitis, diabetes, and so forth. So, if you do not have a doctor that is CFS knowledgeable, you may not be diagnosed correctly and could lose out on getting treatments that would benefit you.

Your best source for finding doctors in your area who are familiar with FCS is a support group as its members can tell you which doctors they are using that are CFS knowledgeable and have been helpful. If you cannot find a local CFS support group, you will need to contact one of the national organizations and ask how to contact a support group in your area.

If there are no CFS- knowledgeable doctors in your area, you may have to find an out-of-town specialist. Such specialists may be listed in the newsletter of your national CFS organization.

If you like your own doctor and he or she is sympathetic but not knowledgeable about Chronic Fatigue Syndrome, you might find some medical articles which discuss CFS treatments and give them to your doctor to review.

Douglas Hanna is the editor and publisher of the web site, http://www.chronic-fatigue-advisor.com He is also an expert author who has written more than 125 articles on a variety of subjects.



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Andres Nocioni Impatient For Detroit Pistons

It is just not Andres Nocionis style to back down.

The Chicago Bulls took three of the four games in the regular season from the Detroit Pistons, and Nocioni predicted that his team would win the second round series in seven games.

Nocioni said that he wanted to predict a win because he thinks that Chicago has talented players and the team plays a great defense.

While Detroit Pistons Rasheed Wallace said that if the Bulls could go out and do what Nocioni had predicted then it was all credit to them. But he was certain that the series would be a fight for supremacy.

Nocioni is hyperactive and he just cannot wait to meet the Pistons.

It is this energy that makes Nocioni on one hand popular with his teammates and Bulls fans and on the other gets to the opponents. It has led to few heated arguments on the court including the one in 2004-05 with Miamis Dwyane Wade and Udonis Haslem. In January 2007, Nocioni was suspended for one game for elbowing New Jerseys Mikki Moore.

Luol Deng, Bulls forward, does not think the Nocioni would deliberately hurt anyone because hurting players is not on his mind.

Nocioni gives the Bulls much needed impetus usually in key games.

Late in the regular season, Nocioni missed 28 games out of 29 because of plantar fasciitis in the right foot and he also strained his right quadriceps in Game 3 while attempting a reverse layup. The only way Nocioni can cure is foot injury is with rest but he feels fine when he plays and the problem persists when he is not playing.

One thing is for sure that Nocioni intends to play Game 1 against the Pistons.

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Pamper Your Floors With Proper Wood Furniture Care Products

It can be a great investment to any home by installing wooden floors, whether you have new floor boards laid, have old ones renovated or whether you have laminate flooring. It helps to add warmth, character and personality to any room that it is in but depending upon what option you take, it can cost a lot of money. That is why looking after the wooden flooring in your home is extremely important. By ensuring that they are properly cared for, they will look as good as possible for as long as possible. Accidents happen all of the time whether you drop some sauce or other food onto the floor, or if you spill some water on it and forget to mop it up.

Things easily happen and without sorting it out, it can eventually turn into a problem for your wooden floors. The reason is dirt and grime may not seem like a problem, but if it is left it can cause marks, scuffs and scratches because it could get dragged around.

Applying Proper Wood Care Techniques to Your Wooden Floors

If things are spilled onto the floor then there is no problem usually, depending upon what it is. Most stains are easy enough to get out, whilst others may need a bit more work and because of this it will determine what type of product you will need to use. However something that you need to do is to find out what wood care products you can get to help to clean your floor. Not all products will be safe to use and without finding this out you could easily cause damage to the floor. To determine what product you will need will depend entirely upon what type of finish is on the flooring.

One type of wood finish would be either varnish or shellac, which is mainly used in older floors. If you have a varnish or shellac finish then you just need a simple dust mop as well as regularly sweeping and vacuuming up. If you do have any spills you should try and mop them up as soon as possible. By applying this simple form of cleaning then you are protecting the floor as much as possible by giving it the proper care that it needs. Something that you need to keep in mind on most wooden floors is not to use a soaking wet mop as this can easily cause serious damage to the wood.

It can cause discoloration as well as maybe causing the wood to warp, so that is why it is not a good idea to use a wet mop. Overall by taking the time to find out about what type of finish is on the wood and by taking extra care, you can ensure that the floors are kept in good condition. It is not hard to look after your flooring and you should find that it will look as good as new for years to come if you give it the proper care which it deserves.

Adam Peters is a consultant who writes on many consumer topics like decorating for http://www.home-decorating-reviews.com . Find more publications about backyard ideas and furniture care at his website.



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Bad Credit Second Mortgage by the Numbers

Bad credit second mortgages make up a sizable part of the mortgage market. According to a recent survey by the Mortgage Bankers Association, the number of second mortgage originations increased by 13 percent in the second half of 2005 and closed-end second mortgages increased by 33 percent. The survey included 114 lenders that originated $189 billion in second mortgages, many of them to people with bad credit.

There are at least five numbers that determine the ultimate cost of a bad credit second mortgage: interest rate, years on the job, credit score, closing costs and term length.

Interest rate
The interest rate on a second mortgage is slightly higher than on a first mortgage because it is in a subordinate position. If the borrower defaults and the home goes into foreclosure, the second mortgage is settled after the first, so the lender is taking a greater risk.

The interest rate on a bad credit second mortgage will be higher still, so says Steven Frank, Senior VP at FlexPoint Funding, one of the nations largest subprime mortgage bankers. A bad credit borrower is someone with a FICO score below 62. He or she will pay between 1.5% and 2% higher interest for a second mortgage, but there is no shortage of money or willing lenders in the bad credit mortgage market.

Work history
When considering a bad credit second mortgage, lenders look at the borrowers ability to repay the mortgage. This is verified by checking his or her current employment and total income. Mortgage lenders prefer that the borrower has been employed at the same place for at least two years, or has been in the same line of work for several years.

Credit score
The lender will also look into how the borrower has met previous financial obligations. This is where a credit report and credit score come into play. A credit report lists a persons credit activity for the last several years. It shows the highest balance, current balance and payment history on every account. Negative data such as late or missed payments gets erased after a few years but a bankruptcy can stay in the report for up to ten years.

Credit scores (also known as FICO scores) range from 900 down to 300. A score of 680 or higher signifies good credit. A score between 620 and 680 will cause most mortgage lenders to take a harder look at a borrower. If the number is below 620, as Mr. Franks points out, the person falls in the bad credit range and is charged more for a bad credit second mortgage.

Closing costs
The closing costs associated with a bad credit second mortgage will be cheaper than refinancing a first mortgage. In addition to minor processing fees, some lenders may charge an up-front fee in the form of a percentage of the total loan amount (known as "points). A borrower may also be able to pay points to lower the interest rate on the loan.

Term length
The longer the bad credit second mortgage, the lower the monthly payments but the more interest paid overall. The shorter the second mortgage, the higher the monthly payments but the total costs will be lower. It is in the borrowers best interest to choose the shortest possible term he or she can reasonably afford.

You can get more information a free quote on a second mortgage at Bad Credit Second Mortgage Now.

Mike Hamel is the author of several books and the Senior Writer for AIM Techs, an Internet marketing company that specializes in advanced SEM techniques and developing sites like Bad Credit Second Mortgage Now.



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